{"slug":"juros-credito","titulo":"Taxa média de juros do crédito","descricao":"Taxa média de juros das novas operações de crédito contratadas no período de referência no Sistema Financeiro Nacional. Taxa ponderada pelo valor das concessões. Inclui operações contratadas no segmento de crédito livre e no segmento de crédito direcionado. Série 20714 do SGS do Banco Central: Taxa média de juros das operações de crédito - Total.","orgao":"Banco Central do Brasil","produtor":"Banco Central do Brasil (Estatísticas monetárias e de crédito)","unidade":"% a.a.","freq":"mensal","fonte":"Banco Central do Brasil (Estatísticas monetárias e de crédito) — SGS, série 20714 (Taxa média de juros do crédito)","id":"bcb-sgs:20714","api":"https://api.bcb.gov.br/dados/serie/bcdata.sgs.20714/dados?formato=json","licenca_nome":"ODbL 1.0 (Portal de Dados Abertos do BCB)","licenca_url":"https://opendatacommons.org/licenses/odbl/1-0/","coletado_em":"2026-10-19","frase":"A taxa média de juros das novas operações de crédito foi de 32,26% ao ano em agosto de 2026, segundo o Banco Central do Brasil (SGS, série 20714); um ano antes, em agosto de 2025, era de 31,87% ao ano.","ultimo":{"data":"2026-08-01","valor":32.26},"url":"https://atlasmercados.com.br/indicador/juros-credito","observacoes":[{"data":"2017-10-01","valor":27.37},{"data":"2017-11-01","valor":26.82},{"data":"2017-12-01","valor":25.5},{"data":"2018-01-01","valor":25.99},{"data":"2018-02-01","valor":26.57},{"data":"2018-03-01","valor":25.89},{"data":"2018-04-01","valor":25.62},{"data":"2018-05-01","valor":24.65},{"data":"2018-06-01","valor":24.32},{"data":"2018-07-01","valor":24.15},{"data":"2018-08-01","valor":24.1},{"data":"2018-09-01","valor":24.1},{"data":"2018-10-01","valor":24.39},{"data":"2018-11-01","valor":24.37},{"data":"2018-12-01","valor":23.04},{"data":"2019-01-01","valor":24.47},{"data":"2019-02-01","valor":24.77},{"data":"2019-03-01","valor":25.04},{"data":"2019-04-01","valor":25.13},{"data":"2019-05-01","valor":24.95},{"data":"2019-06-01","valor":24.83},{"data":"2019-07-01","valor":24.71},{"data":"2019-08-01","valor":24.82},{"data":"2019-09-01","valor":24.04},{"data":"2019-10-01","valor":23.55},{"data":"2019-11-01","valor":23.63},{"data":"2019-12-01","valor":22.63},{"data":"2020-01-01","valor":23.15},{"data":"2020-02-01","valor":23.11},{"data":"2020-03-01","valor":22.73},{"data":"2020-04-01","valor":21.34},{"data":"2020-05-01","valor":20.52},{"data":"2020-06-01","valor":19.12},{"data":"2020-07-01","valor":18.88},{"data":"2020-08-01","valor":18.46},{"data":"2020-09-01","valor":17.91},{"data":"2020-10-01","valor":18.5},{"data":"2020-11-01","valor":18.36},{"data":"2020-12-01","valor":18.21},{"data":"2021-01-01","valor":19.86},{"data":"2021-02-01","valor":19.59},{"data":"2021-03-01","valor":19.76},{"data":"2021-04-01","valor":20.23},{"data":"2021-05-01","valor":19.75},{"data":"2021-06-01","valor":19.88},{"data":"2021-07-01","valor":20.26},{"data":"2021-08-01","valor":20.92},{"data":"2021-09-01","valor":21.42},{"data":"2021-10-01","valor":22.89},{"data":"2021-11-01","valor":23.91},{"data":"2021-12-01","valor":24.21},{"data":"2022-01-01","valor":25.23},{"data":"2022-02-01","valor":25.63},{"data":"2022-03-01","valor":26.54},{"data":"2022-04-01","valor":27.46},{"data":"2022-05-01","valor":27.42},{"data":"2022-06-01","valor":27.88},{"data":"2022-07-01","valor":29.24},{"data":"2022-08-01","valor":28.6},{"data":"2022-09-01","valor":28.57},{"data":"2022-10-01","valor":29.68},{"data":"2022-11-01","valor":30.52},{"data":"2022-12-01","valor":29.64},{"data":"2023-01-01","valor":30.54},{"data":"2023-02-01","valor":30.48},{"data":"2023-03-01","valor":30.99},{"data":"2023-04-01","valor":31.62},{"data":"2023-05-01","valor":31.63},{"data":"2023-06-01","valor":30.85},{"data":"2023-07-01","valor":30.43},{"data":"2023-08-01","valor":29.92},{"data":"2023-09-01","valor":29.66},{"data":"2023-10-01","valor":29.24},{"data":"2023-11-01","valor":29.01},{"data":"2023-12-01","valor":28.14},{"data":"2024-01-01","valor":28.0},{"data":"2024-02-01","valor":27.85},{"data":"2024-03-01","valor":28.14},{"data":"2024-04-01","valor":27.86},{"data":"2024-05-01","valor":27.75},{"data":"2024-06-01","valor":27.81},{"data":"2024-07-01","valor":27.74},{"data":"2024-08-01","valor":27.59},{"data":"2024-09-01","valor":27.49},{"data":"2024-10-01","valor":27.94},{"data":"2024-11-01","valor":28.45},{"data":"2024-12-01","valor":28.5},{"data":"2025-01-01","valor":29.88},{"data":"2025-02-01","valor":30.53},{"data":"2025-03-01","valor":31.34},{"data":"2025-04-01","valor":31.63},{"data":"2025-05-01","valor":31.7},{"data":"2025-06-01","valor":31.85},{"data":"2025-07-01","valor":31.75},{"data":"2025-08-01","valor":31.87},{"data":"2025-09-01","valor":31.47},{"data":"2025-10-01","valor":32.04},{"data":"2025-11-01","valor":32.2},{"data":"2025-12-01","valor":31.87},{"data":"2026-01-01","valor":32.45},{"data":"2026-02-01","valor":32.63},{"data":"2026-03-01","valor":32.84},{"data":"2026-04-01","valor":33.36},{"data":"2026-05-01","valor":32.97},{"data":"2026-06-01","valor":32.63},{"data":"2026-07-01","valor":32.06},{"data":"2026-08-01","valor":32.26}]}