{"slug":"juros-consignado","titulo":"Juros do consignado","descricao":"Taxa média de juros das novas operações de crédito livre contratadas no período de referência. Taxa ponderada pelo valor das concessões. Não inclui operações referenciadas em taxas regulamentadas, operações vinculadas a recursos do Banco Nacional de Desenvolvimento Econômico e Social (BNDES) ou quaisquer outras lastreadas em recursos compulsórios ou governamentais. Série 20747 do SGS do Banco Central: Taxa média de juros das operações de crédito com recursos livres - Pessoas físicas - Crédito pessoal consignado total.","orgao":"Banco Central do Brasil","produtor":"Banco Central do Brasil (Estatísticas monetárias e de crédito)","unidade":"% a.a.","freq":"mensal","fonte":"Banco Central do Brasil (Estatísticas monetárias e de crédito) — SGS, série 20747 (Juros do consignado)","id":"bcb-sgs:20747","api":"https://api.bcb.gov.br/dados/serie/bcdata.sgs.20747/dados?formato=json","licenca_nome":"ODbL 1.0 (Portal de Dados Abertos do BCB)","licenca_url":"https://opendatacommons.org/licenses/odbl/1-0/","coletado_em":"2026-10-19","frase":"A taxa média de juros das novas operações de crédito pessoal consignado foi de 29,00% ao ano em agosto de 2026, segundo o Banco Central do Brasil (SGS, série 20747); um ano antes, em agosto de 2025, era de 26,67% ao ano.","ultimo":{"data":"2026-08-01","valor":29.0},"url":"https://atlasmercados.com.br/indicador/juros-consignado","observacoes":[{"data":"2011-01-01","valor":28.7},{"data":"2011-02-01","valor":28.2},{"data":"2011-03-01","valor":29.21},{"data":"2011-04-01","valor":29.72},{"data":"2011-05-01","valor":29.71},{"data":"2011-06-01","valor":29.34},{"data":"2011-07-01","valor":28.91},{"data":"2011-08-01","valor":28.93},{"data":"2011-09-01","valor":29.09},{"data":"2011-10-01","valor":29.02},{"data":"2011-11-01","valor":28.64},{"data":"2011-12-01","valor":28.34},{"data":"2012-01-01","valor":28.53},{"data":"2012-02-01","valor":28.63},{"data":"2012-03-01","valor":28.56},{"data":"2012-04-01","valor":27.49},{"data":"2012-05-01","valor":26.59},{"data":"2012-06-01","valor":25.68},{"data":"2012-07-01","valor":25.37},{"data":"2012-08-01","valor":24.93},{"data":"2012-09-01","valor":25.16},{"data":"2012-10-01","valor":24.81},{"data":"2012-11-01","valor":24.63},{"data":"2012-12-01","valor":24.47},{"data":"2013-01-01","valor":24.52},{"data":"2013-02-01","valor":24.78},{"data":"2013-03-01","valor":24.67},{"data":"2013-04-01","valor":24.4},{"data":"2013-05-01","valor":24.22},{"data":"2013-06-01","valor":24.27},{"data":"2013-07-01","valor":24.37},{"data":"2013-08-01","valor":24.48},{"data":"2013-09-01","valor":24.32},{"data":"2013-10-01","valor":24.61},{"data":"2013-11-01","valor":24.5},{"data":"2013-12-01","valor":24.38},{"data":"2014-01-01","valor":24.93},{"data":"2014-02-01","valor":25.13},{"data":"2014-03-01","valor":25.33},{"data":"2014-04-01","valor":25.32},{"data":"2014-05-01","valor":25.58},{"data":"2014-06-01","valor":25.62},{"data":"2014-07-01","valor":25.92},{"data":"2014-08-01","valor":25.91},{"data":"2014-09-01","valor":25.96},{"data":"2014-10-01","valor":25.58},{"data":"2014-11-01","valor":25.8},{"data":"2014-12-01","valor":25.98},{"data":"2015-01-01","valor":26.52},{"data":"2015-02-01","valor":26.89},{"data":"2015-03-01","valor":26.91},{"data":"2015-04-01","valor":27.07},{"data":"2015-05-01","valor":27.36},{"data":"2015-06-01","valor":27.41},{"data":"2015-07-01","valor":27.9},{"data":"2015-08-01","valor":27.91},{"data":"2015-09-01","valor":27.67},{"data":"2015-10-01","valor":28.14},{"data":"2015-11-01","valor":28.53},{"data":"2015-12-01","valor":28.92},{"data":"2016-01-01","valor":29.4},{"data":"2016-02-01","valor":29.66},{"data":"2016-03-01","valor":29.97},{"data":"2016-04-01","valor":29.8},{"data":"2016-05-01","valor":29.74},{"data":"2016-06-01","valor":29.44},{"data":"2016-07-01","valor":29.32},{"data":"2016-08-01","valor":29.42},{"data":"2016-09-01","valor":29.42},{"data":"2016-10-01","valor":29.63},{"data":"2016-11-01","valor":29.56},{"data":"2016-12-01","valor":29.4},{"data":"2017-01-01","valor":29.64},{"data":"2017-02-01","valor":29.52},{"data":"2017-03-01","valor":29.31},{"data":"2017-04-01","valor":28.18},{"data":"2017-05-01","valor":27.57},{"data":"2017-06-01","valor":27.4},{"data":"2017-07-01","valor":27.43},{"data":"2017-08-01","valor":27.17},{"data":"2017-09-01","valor":26.97},{"data":"2017-10-01","valor":26.6},{"data":"2017-11-01","valor":26.1},{"data":"2017-12-01","valor":25.96},{"data":"2018-01-01","valor":26.18},{"data":"2018-02-01","valor":26.26},{"data":"2018-03-01","valor":26.11},{"data":"2018-04-01","valor":25.78},{"data":"2018-05-01","valor":25.53},{"data":"2018-06-01","valor":25.07},{"data":"2018-07-01","valor":24.92},{"data":"2018-08-01","valor":24.59},{"data":"2018-09-01","valor":24.5},{"data":"2018-10-01","valor":24.39},{"data":"2018-11-01","valor":24.37},{"data":"2018-12-01","valor":24.27},{"data":"2019-01-01","valor":24.28},{"data":"2019-02-01","valor":24.24},{"data":"2019-03-01","valor":23.79},{"data":"2019-04-01","valor":23.53},{"data":"2019-05-01","valor":23.34},{"data":"2019-06-01","valor":22.97},{"data":"2019-07-01","valor":22.72},{"data":"2019-08-01","valor":22.49},{"data":"2019-09-01","valor":21.66},{"data":"2019-10-01","valor":21.2},{"data":"2019-11-01","valor":20.84},{"data":"2019-12-01","valor":20.54},{"data":"2020-01-01","valor":21.3},{"data":"2020-02-01","valor":21.35},{"data":"2020-03-01","valor":21.03},{"data":"2020-04-01","valor":20.11},{"data":"2020-05-01","valor":19.98},{"data":"2020-06-01","valor":19.64},{"data":"2020-07-01","valor":19.04},{"data":"2020-08-01","valor":18.94},{"data":"2020-09-01","valor":18.45},{"data":"2020-10-01","valor":19.21},{"data":"2020-11-01","valor":18.64},{"data":"2020-12-01","valor":18.6},{"data":"2021-01-01","valor":18.9},{"data":"2021-02-01","valor":18.83},{"data":"2021-03-01","valor":18.88},{"data":"2021-04-01","valor":19.38},{"data":"2021-05-01","valor":18.91},{"data":"2021-06-01","valor":18.73},{"data":"2021-07-01","valor":18.79},{"data":"2021-08-01","valor":18.84},{"data":"2021-09-01","valor":19.02},{"data":"2021-10-01","valor":19.65},{"data":"2021-11-01","valor":20.29},{"data":"2021-12-01","valor":21.41},{"data":"2022-01-01","valor":23.09},{"data":"2022-02-01","valor":22.94},{"data":"2022-03-01","valor":23.57},{"data":"2022-04-01","valor":24.08},{"data":"2022-05-01","valor":24.13},{"data":"2022-06-01","valor":24.65},{"data":"2022-07-01","valor":24.99},{"data":"2022-08-01","valor":25.07},{"data":"2022-09-01","valor":25.36},{"data":"2022-10-01","valor":27.67},{"data":"2022-11-01","valor":26.24},{"data":"2022-12-01","valor":26.51},{"data":"2023-01-01","valor":26.7},{"data":"2023-02-01","valor":26.67},{"data":"2023-03-01","valor":26.35},{"data":"2023-04-01","valor":25.9},{"data":"2023-05-01","valor":25.81},{"data":"2023-06-01","valor":25.92},{"data":"2023-07-01","valor":25.35},{"data":"2023-08-01","valor":24.86},{"data":"2023-09-01","valor":24.77},{"data":"2023-10-01","valor":24.54},{"data":"2023-11-01","valor":24.44},{"data":"2023-12-01","valor":24.43},{"data":"2024-01-01","valor":24.28},{"data":"2024-02-01","valor":23.82},{"data":"2024-03-01","valor":23.49},{"data":"2024-04-01","valor":23.38},{"data":"2024-05-01","valor":23.17},{"data":"2024-06-01","valor":23.22},{"data":"2024-07-01","valor":23.16},{"data":"2024-08-01","valor":23.07},{"data":"2024-09-01","valor":23.15},{"data":"2024-10-01","valor":23.4},{"data":"2024-11-01","valor":23.46},{"data":"2024-12-01","valor":23.95},{"data":"2025-01-01","valor":25.12},{"data":"2025-02-01","valor":25.5},{"data":"2025-03-01","valor":25.94},{"data":"2025-04-01","valor":26.96},{"data":"2025-05-01","valor":26.79},{"data":"2025-06-01","valor":26.81},{"data":"2025-07-01","valor":26.49},{"data":"2025-08-01","valor":26.67},{"data":"2025-09-01","valor":26.79},{"data":"2025-10-01","valor":27.19},{"data":"2025-11-01","valor":27.04},{"data":"2025-12-01","valor":27.16},{"data":"2026-01-01","valor":27.59},{"data":"2026-02-01","valor":28.17},{"data":"2026-03-01","valor":27.97},{"data":"2026-04-01","valor":28.15},{"data":"2026-05-01","valor":27.91},{"data":"2026-06-01","valor":28.26},{"data":"2026-07-01","valor":28.43},{"data":"2026-08-01","valor":29.0}]}