{"slug":"juros-cartao-rotativo","titulo":"Juros do cartão de crédito rotativo","descricao":"Taxa média de juros das novas operações de crédito livre contratadas no período de referência. Taxa ponderada pelo valor das concessões. Não inclui operações referenciadas em taxas regulamentadas, operações vinculadas a recursos do Banco Nacional de Desenvolvimento Econômico e Social (BNDES) ou quaisquer outras lastreadas em recursos compulsórios ou governamentais. Série 22022 do SGS do Banco Central: Taxa média de juros das operações de crédito com recursos livres - Pessoas físicas - Cartão de crédito rotativo.","orgao":"Banco Central do Brasil","produtor":"Banco Central do Brasil (Estatísticas monetárias e de crédito)","unidade":"% a.a.","freq":"mensal","fonte":"Banco Central do Brasil (Estatísticas monetárias e de crédito) — SGS, série 22022 (Juros do cartão de crédito rotativo)","id":"bcb-sgs:22022","api":"https://api.bcb.gov.br/dados/serie/bcdata.sgs.22022/dados?formato=json","licenca_nome":"ODbL 1.0 (Portal de Dados Abertos do BCB)","licenca_url":"https://opendatacommons.org/licenses/odbl/1-0/","coletado_em":"2026-10-19","frase":"A taxa média de juros das novas operações de crédito do cartão de crédito rotativo de pessoas físicas foi de 444,89% ao ano em agosto de 2026, segundo o Banco Central do Brasil (SGS, série 22022); um ano antes, em agosto de 2025, era de 453,64% ao ano.","ultimo":{"data":"2026-08-01","valor":444.89},"url":"https://atlasmercados.com.br/indicador/juros-cartao-rotativo","observacoes":[{"data":"2011-03-01","valor":267.99},{"data":"2011-04-01","valor":277.13},{"data":"2011-05-01","valor":279.03},{"data":"2011-06-01","valor":276.09},{"data":"2011-07-01","valor":276.65},{"data":"2011-08-01","valor":284.54},{"data":"2011-09-01","valor":307.67},{"data":"2011-10-01","valor":312.14},{"data":"2011-11-01","valor":303.32},{"data":"2011-12-01","valor":293.51},{"data":"2012-01-01","valor":301.97},{"data":"2012-02-01","valor":292.95},{"data":"2012-03-01","valor":306.5},{"data":"2012-04-01","valor":319.02},{"data":"2012-05-01","valor":306.69},{"data":"2012-06-01","valor":311.48},{"data":"2012-07-01","valor":295.2},{"data":"2012-08-01","valor":286.55},{"data":"2012-09-01","valor":275.97},{"data":"2012-10-01","valor":267.08},{"data":"2012-11-01","valor":262.98},{"data":"2012-12-01","valor":257.95},{"data":"2013-01-01","valor":250.18},{"data":"2013-02-01","valor":254.45},{"data":"2013-03-01","valor":252.63},{"data":"2013-04-01","valor":254.85},{"data":"2013-05-01","valor":254.53},{"data":"2013-06-01","valor":255.35},{"data":"2013-07-01","valor":260.52},{"data":"2013-08-01","valor":260.74},{"data":"2013-09-01","valor":263.23},{"data":"2013-10-01","valor":267.23},{"data":"2013-11-01","valor":272.64},{"data":"2013-12-01","valor":285.95},{"data":"2014-01-01","valor":282.22},{"data":"2014-02-01","valor":292.85},{"data":"2014-03-01","valor":290.64},{"data":"2014-04-01","valor":277.44},{"data":"2014-05-01","valor":280.27},{"data":"2014-06-01","valor":286.08},{"data":"2014-07-01","valor":285.81},{"data":"2014-08-01","valor":293.26},{"data":"2014-09-01","valor":284.51},{"data":"2014-10-01","valor":300.66},{"data":"2014-11-01","valor":312.83},{"data":"2014-12-01","valor":320.55},{"data":"2015-01-01","valor":326.74},{"data":"2015-02-01","valor":333.69},{"data":"2015-03-01","valor":335.58},{"data":"2015-04-01","valor":335.99},{"data":"2015-05-01","valor":355.11},{"data":"2015-06-01","valor":376.25},{"data":"2015-07-01","valor":398.09},{"data":"2015-08-01","valor":401.41},{"data":"2015-09-01","valor":414.97},{"data":"2015-10-01","valor":399.97},{"data":"2015-11-01","valor":422.49},{"data":"2015-12-01","valor":430.83},{"data":"2016-01-01","valor":447.78},{"data":"2016-02-01","valor":454.3},{"data":"2016-03-01","valor":457.87},{"data":"2016-04-01","valor":463.14},{"data":"2016-05-01","valor":474.71},{"data":"2016-06-01","valor":470.62},{"data":"2016-07-01","valor":469.76},{"data":"2016-08-01","valor":482.74},{"data":"2016-09-01","valor":491.25},{"data":"2016-10-01","valor":483.97},{"data":"2016-11-01","valor":494.82},{"data":"2016-12-01","valor":497.73},{"data":"2017-01-01","valor":497.5},{"data":"2017-02-01","valor":487.77},{"data":"2017-03-01","valor":490.33},{"data":"2017-04-01","valor":424.36},{"data":"2017-05-01","valor":358.76},{"data":"2017-06-01","valor":383.16},{"data":"2017-07-01","valor":424.87},{"data":"2017-08-01","valor":428.02},{"data":"2017-09-01","valor":348.73},{"data":"2017-10-01","valor":354.88},{"data":"2017-11-01","valor":359.17},{"data":"2017-12-01","valor":352.7},{"data":"2018-01-01","valor":341.8},{"data":"2018-02-01","valor":347.13},{"data":"2018-03-01","valor":348.59},{"data":"2018-04-01","valor":349.69},{"data":"2018-05-01","valor":315.35},{"data":"2018-06-01","valor":297.91},{"data":"2018-07-01","valor":279.97},{"data":"2018-08-01","valor":283.38},{"data":"2018-09-01","valor":284.22},{"data":"2018-10-01","valor":282.56},{"data":"2018-11-01","valor":288.37},{"data":"2018-12-01","valor":292.86},{"data":"2019-01-01","valor":288.58},{"data":"2019-02-01","valor":297.11},{"data":"2019-03-01","valor":301.08},{"data":"2019-04-01","valor":298.17},{"data":"2019-05-01","valor":299.81},{"data":"2019-06-01","valor":300.56},{"data":"2019-07-01","valor":300.41},{"data":"2019-08-01","valor":306.21},{"data":"2019-09-01","valor":306.99},{"data":"2019-10-01","valor":315.48},{"data":"2019-11-01","valor":315.93},{"data":"2019-12-01","valor":316.91},{"data":"2020-01-01","valor":314.59},{"data":"2020-02-01","valor":321.67},{"data":"2020-03-01","valor":327.26},{"data":"2020-04-01","valor":313.46},{"data":"2020-05-01","valor":302.5},{"data":"2020-06-01","valor":288.19},{"data":"2020-07-01","valor":307.94},{"data":"2020-08-01","valor":305.65},{"data":"2020-09-01","valor":306.98},{"data":"2020-10-01","valor":314.92},{"data":"2020-11-01","valor":320.75},{"data":"2020-12-01","valor":328.18},{"data":"2021-01-01","valor":329.71},{"data":"2021-02-01","valor":327.04},{"data":"2021-03-01","valor":335.85},{"data":"2021-04-01","valor":336.42},{"data":"2021-05-01","valor":329.92},{"data":"2021-06-01","valor":329.1},{"data":"2021-07-01","valor":331.17},{"data":"2021-08-01","valor":335.46},{"data":"2021-09-01","valor":338.68},{"data":"2021-10-01","valor":342.22},{"data":"2021-11-01","valor":343.71},{"data":"2021-12-01","valor":347.38},{"data":"2022-01-01","valor":346.28},{"data":"2022-02-01","valor":355.19},{"data":"2022-03-01","valor":359.07},{"data":"2022-04-01","valor":363.97},{"data":"2022-05-01","valor":368.84},{"data":"2022-06-01","valor":370.35},{"data":"2022-07-01","valor":394.93},{"data":"2022-08-01","valor":399.61},{"data":"2022-09-01","valor":390.87},{"data":"2022-10-01","valor":409.49},{"data":"2022-11-01","valor":396.3},{"data":"2022-12-01","valor":411.93},{"data":"2023-01-01","valor":415.69},{"data":"2023-02-01","valor":420.42},{"data":"2023-03-01","valor":433.33},{"data":"2023-04-01","valor":447.33},{"data":"2023-05-01","valor":453.97},{"data":"2023-06-01","valor":435.84},{"data":"2023-07-01","valor":441.33},{"data":"2023-08-01","valor":445.51},{"data":"2023-09-01","valor":441.11},{"data":"2023-10-01","valor":444.92},{"data":"2023-11-01","valor":434.84},{"data":"2023-12-01","valor":442.1},{"data":"2024-01-01","valor":419.18},{"data":"2024-02-01","valor":412.05},{"data":"2024-03-01","valor":421.27},{"data":"2024-04-01","valor":423.44},{"data":"2024-05-01","valor":422.41},{"data":"2024-06-01","valor":428.68},{"data":"2024-07-01","valor":432.19},{"data":"2024-08-01","valor":426.9},{"data":"2024-09-01","valor":438.42},{"data":"2024-10-01","valor":438.92},{"data":"2024-11-01","valor":445.9},{"data":"2024-12-01","valor":451.6},{"data":"2025-01-01","valor":450.74},{"data":"2025-02-01","valor":455.66},{"data":"2025-03-01","valor":457.48},{"data":"2025-04-01","valor":456.94},{"data":"2025-05-01","valor":459.84},{"data":"2025-06-01","valor":454.19},{"data":"2025-07-01","valor":452.67},{"data":"2025-08-01","valor":453.64},{"data":"2025-09-01","valor":448.06},{"data":"2025-10-01","valor":447.09},{"data":"2025-11-01","valor":448.37},{"data":"2025-12-01","valor":442.41},{"data":"2026-01-01","valor":429.42},{"data":"2026-02-01","valor":442.26},{"data":"2026-03-01","valor":433.06},{"data":"2026-04-01","valor":431.97},{"data":"2026-05-01","valor":441.06},{"data":"2026-06-01","valor":447.39},{"data":"2026-07-01","valor":436.15},{"data":"2026-08-01","valor":444.89}]}