{"slug":"inadimplencia-pessoas-fisicas","titulo":"Inadimplência de pessoas físicas","descricao":"Percentual da carteira de crédito do Sistema Financeiro Nacional com pelo menos uma parcela com atraso superior a 90 dias. Inclui operações contratadas no segmento de crédito livre e no segmento de crédito direcionado. Série 21084 do SGS do Banco Central: Inadimplência da carteira de crédito - Pessoas físicas - Total.","orgao":"Banco Central do Brasil","produtor":"Banco Central do Brasil (Estatísticas monetárias e de crédito)","unidade":"%","freq":"mensal","fonte":"Banco Central do Brasil (Estatísticas monetárias e de crédito) — SGS, série 21084 (Inadimplência de pessoas físicas)","id":"bcb-sgs:21084","api":"https://api.bcb.gov.br/dados/serie/bcdata.sgs.21084/dados?formato=json","licenca_nome":"ODbL 1.0 (Portal de Dados Abertos do BCB)","licenca_url":"https://opendatacommons.org/licenses/odbl/1-0/","coletado_em":"2026-10-19","frase":"A inadimplência da carteira de crédito de pessoas físicas — parcela com pelo menos uma prestação em atraso há mais de 90 dias — era de 6,03% em agosto de 2026, segundo o Banco Central do Brasil (SGS, série 21084); um ano antes, em agosto de 2025, era de 4,92%.","ultimo":{"data":"2026-08-01","valor":6.03},"url":"https://atlasmercados.com.br/indicador/inadimplencia-pessoas-fisicas","observacoes":[{"data":"2011-03-01","valor":4.62},{"data":"2011-04-01","valor":4.67},{"data":"2011-05-01","valor":4.82},{"data":"2011-06-01","valor":4.79},{"data":"2011-07-01","valor":4.9},{"data":"2011-08-01","valor":4.97},{"data":"2011-09-01","valor":5.03},{"data":"2011-10-01","valor":5.17},{"data":"2011-11-01","valor":5.22},{"data":"2011-12-01","valor":5.22},{"data":"2012-01-01","valor":5.36},{"data":"2012-02-01","valor":5.4},{"data":"2012-03-01","valor":5.36},{"data":"2012-04-01","valor":5.41},{"data":"2012-05-01","valor":5.51},{"data":"2012-06-01","valor":5.43},{"data":"2012-07-01","valor":5.42},{"data":"2012-08-01","valor":5.4},{"data":"2012-09-01","valor":5.41},{"data":"2012-10-01","valor":5.34},{"data":"2012-11-01","valor":5.21},{"data":"2012-12-01","valor":5.1},{"data":"2013-01-01","valor":5.04},{"data":"2013-02-01","valor":5.0},{"data":"2013-03-01","valor":4.95},{"data":"2013-04-01","valor":4.86},{"data":"2013-05-01","valor":4.9},{"data":"2013-06-01","valor":4.62},{"data":"2013-07-01","valor":4.57},{"data":"2013-08-01","valor":4.46},{"data":"2013-09-01","valor":4.45},{"data":"2013-10-01","valor":4.26},{"data":"2013-11-01","valor":4.16},{"data":"2013-12-01","valor":4.09},{"data":"2014-01-01","valor":4.05},{"data":"2014-02-01","valor":4.03},{"data":"2014-03-01","valor":4.08},{"data":"2014-04-01","valor":4.13},{"data":"2014-05-01","valor":4.19},{"data":"2014-06-01","valor":4.01},{"data":"2014-07-01","valor":4.08},{"data":"2014-08-01","valor":4.07},{"data":"2014-09-01","valor":3.97},{"data":"2014-10-01","valor":4.01},{"data":"2014-11-01","valor":3.87},{"data":"2014-12-01","valor":3.7},{"data":"2015-01-01","valor":3.78},{"data":"2015-02-01","valor":3.85},{"data":"2015-03-01","valor":3.71},{"data":"2015-04-01","valor":3.79},{"data":"2015-05-01","valor":3.89},{"data":"2015-06-01","valor":3.7},{"data":"2015-07-01","valor":3.81},{"data":"2015-08-01","valor":3.92},{"data":"2015-09-01","valor":3.99},{"data":"2015-10-01","valor":4.12},{"data":"2015-11-01","valor":4.24},{"data":"2015-12-01","valor":4.27},{"data":"2016-01-01","valor":4.34},{"data":"2016-02-01","valor":4.35},{"data":"2016-03-01","valor":4.3},{"data":"2016-04-01","valor":4.35},{"data":"2016-05-01","valor":4.37},{"data":"2016-06-01","valor":4.1},{"data":"2016-07-01","valor":4.15},{"data":"2016-08-01","valor":4.17},{"data":"2016-09-01","valor":4.23},{"data":"2016-10-01","valor":4.23},{"data":"2016-11-01","valor":4.15},{"data":"2016-12-01","valor":4.0},{"data":"2017-01-01","valor":4.04},{"data":"2017-02-01","valor":4.06},{"data":"2017-03-01","valor":4.06},{"data":"2017-04-01","valor":4.09},{"data":"2017-05-01","valor":4.16},{"data":"2017-06-01","valor":3.91},{"data":"2017-07-01","valor":4.01},{"data":"2017-08-01","valor":3.99},{"data":"2017-09-01","valor":3.93},{"data":"2017-10-01","valor":3.93},{"data":"2017-11-01","valor":3.83},{"data":"2017-12-01","valor":3.58},{"data":"2018-01-01","valor":3.78},{"data":"2018-02-01","valor":3.76},{"data":"2018-03-01","valor":3.7},{"data":"2018-04-01","valor":3.68},{"data":"2018-05-01","valor":3.64},{"data":"2018-06-01","valor":3.52},{"data":"2018-07-01","valor":3.56},{"data":"2018-08-01","valor":3.55},{"data":"2018-09-01","valor":3.47},{"data":"2018-10-01","valor":3.43},{"data":"2018-11-01","valor":3.35},{"data":"2018-12-01","valor":3.3},{"data":"2019-01-01","valor":3.39},{"data":"2019-02-01","valor":3.35},{"data":"2019-03-01","valor":3.41},{"data":"2019-04-01","valor":3.41},{"data":"2019-05-01","valor":3.46},{"data":"2019-06-01","valor":3.4},{"data":"2019-07-01","valor":3.49},{"data":"2019-08-01","valor":3.53},{"data":"2019-09-01","valor":3.6},{"data":"2019-10-01","valor":3.58},{"data":"2019-11-01","valor":3.59},{"data":"2019-12-01","valor":3.56},{"data":"2020-01-01","valor":3.63},{"data":"2020-02-01","valor":3.72},{"data":"2020-03-01","valor":4.0},{"data":"2020-04-01","valor":4.13},{"data":"2020-05-01","valor":4.04},{"data":"2020-06-01","valor":3.67},{"data":"2020-07-01","valor":3.52},{"data":"2020-08-01","valor":3.35},{"data":"2020-09-01","valor":3.19},{"data":"2020-10-01","valor":3.11},{"data":"2020-11-01","valor":3.02},{"data":"2020-12-01","valor":2.89},{"data":"2021-01-01","valor":2.93},{"data":"2021-02-01","valor":2.97},{"data":"2021-03-01","valor":2.92},{"data":"2021-04-01","valor":2.95},{"data":"2021-05-01","valor":3.01},{"data":"2021-06-01","valor":2.91},{"data":"2021-07-01","valor":2.94},{"data":"2021-08-01","valor":2.96},{"data":"2021-09-01","valor":3.01},{"data":"2021-10-01","valor":2.99},{"data":"2021-11-01","valor":3.01},{"data":"2021-12-01","valor":3.05},{"data":"2022-01-01","valor":3.26},{"data":"2022-02-01","valor":3.38},{"data":"2022-03-01","valor":3.45},{"data":"2022-04-01","valor":3.54},{"data":"2022-05-01","valor":3.65},{"data":"2022-06-01","valor":3.57},{"data":"2022-07-01","valor":3.71},{"data":"2022-08-01","valor":3.78},{"data":"2022-09-01","valor":3.8},{"data":"2022-10-01","valor":3.89},{"data":"2022-11-01","valor":3.92},{"data":"2022-12-01","valor":3.94},{"data":"2023-01-01","valor":4.11},{"data":"2023-02-01","valor":4.16},{"data":"2023-03-01","valor":4.11},{"data":"2023-04-01","valor":4.26},{"data":"2023-05-01","valor":4.35},{"data":"2023-06-01","valor":4.25},{"data":"2023-07-01","valor":4.22},{"data":"2023-08-01","valor":4.12},{"data":"2023-09-01","valor":4.0},{"data":"2023-10-01","valor":3.97},{"data":"2023-11-01","valor":3.88},{"data":"2023-12-01","valor":3.75},{"data":"2024-01-01","valor":3.76},{"data":"2024-02-01","valor":3.76},{"data":"2024-03-01","valor":3.71},{"data":"2024-04-01","valor":3.75},{"data":"2024-05-01","valor":3.82},{"data":"2024-06-01","valor":3.71},{"data":"2024-07-01","valor":3.78},{"data":"2024-08-01","valor":3.82},{"data":"2024-09-01","valor":3.83},{"data":"2024-10-01","valor":3.79},{"data":"2024-11-01","valor":3.75},{"data":"2024-12-01","valor":3.63},{"data":"2025-01-01","valor":3.89},{"data":"2025-02-01","valor":3.96},{"data":"2025-03-01","valor":4.03},{"data":"2025-04-01","valor":4.25},{"data":"2025-05-01","valor":4.36},{"data":"2025-06-01","valor":4.41},{"data":"2025-07-01","valor":4.66},{"data":"2025-08-01","valor":4.92},{"data":"2025-09-01","valor":4.89},{"data":"2025-10-01","valor":4.99},{"data":"2025-11-01","valor":5.12},{"data":"2025-12-01","valor":5.12},{"data":"2026-01-01","valor":5.38},{"data":"2026-02-01","valor":5.56},{"data":"2026-03-01","valor":5.39},{"data":"2026-04-01","valor":5.51},{"data":"2026-05-01","valor":5.63},{"data":"2026-06-01","valor":5.42},{"data":"2026-07-01","valor":5.8},{"data":"2026-08-01","valor":6.03}]}