{"slug":"credito-veiculos","titulo":"Financiamento de veículos (saldo)","descricao":"Saldo em final de período das operações de crédito contratadas com taxas de juros livremente pactuadas entre mutuários e instituições financeiras. Não inclui operações referenciadas em taxas regulamentadas, operações vinculadas a recursos do Banco Nacional de Desenvolvimento Econômico e Social (BNDES) ou quaisquer outras lastreadas em recursos compulsórios ou governamentais. Série 20581 do SGS do Banco Central: Saldo da carteira de crédito com recursos livres - Pessoas físicas - Aquisição de veículos.","orgao":"Banco Central do Brasil","produtor":"Banco Central do Brasil (Estatísticas monetárias e de crédito)","unidade":"R$ mi","freq":"mensal","fonte":"Banco Central do Brasil (Estatísticas monetárias e de crédito) — SGS, série 20581 (Financiamento de veículos (saldo))","id":"bcb-sgs:20581","api":"https://api.bcb.gov.br/dados/serie/bcdata.sgs.20581/dados?formato=json","licenca_nome":"ODbL 1.0 (Portal de Dados Abertos do BCB)","licenca_url":"https://opendatacommons.org/licenses/odbl/1-0/","coletado_em":"2026-10-19","frase":"O saldo da carteira de crédito em financiamento de veículos a pessoas físicas era de R$ 415,5 bilhões em agosto de 2026, segundo o Banco Central do Brasil (SGS, série 20581); um ano antes, em agosto de 2025, era de R$ 374,6 bilhões.","ultimo":{"data":"2026-08-01","valor":415527.0},"url":"https://atlasmercados.com.br/indicador/credito-veiculos","observacoes":[{"data":"2011-01-01","valor":142917.0},{"data":"2011-02-01","valor":146799.0},{"data":"2011-03-01","valor":149594.0},{"data":"2011-04-01","valor":152917.0},{"data":"2011-05-01","valor":156296.0},{"data":"2011-06-01","valor":159586.0},{"data":"2011-07-01","valor":162943.0},{"data":"2011-08-01","valor":166586.0},{"data":"2011-09-01","valor":169960.0},{"data":"2011-10-01","valor":171971.0},{"data":"2011-11-01","valor":174597.0},{"data":"2011-12-01","valor":177728.0},{"data":"2012-01-01","valor":180138.0},{"data":"2012-02-01","valor":181390.0},{"data":"2012-03-01","valor":182764.0},{"data":"2012-04-01","valor":183486.0},{"data":"2012-05-01","valor":184581.0},{"data":"2012-06-01","valor":186890.0},{"data":"2012-07-01","valor":187944.0},{"data":"2012-08-01","valor":190880.0},{"data":"2012-09-01","valor":190168.0},{"data":"2012-10-01","valor":190420.0},{"data":"2012-11-01","valor":190777.0},{"data":"2012-12-01","valor":193216.0},{"data":"2013-01-01","valor":193474.0},{"data":"2013-02-01","valor":193840.0},{"data":"2013-03-01","valor":192795.0},{"data":"2013-04-01","valor":193076.0},{"data":"2013-05-01","valor":193211.0},{"data":"2013-06-01","valor":193773.0},{"data":"2013-07-01","valor":193946.0},{"data":"2013-08-01","valor":193689.0},{"data":"2013-09-01","valor":193105.0},{"data":"2013-10-01","valor":193030.0},{"data":"2013-11-01","valor":193082.0},{"data":"2013-12-01","valor":192797.0},{"data":"2014-01-01","valor":193009.0},{"data":"2014-02-01","valor":191845.0},{"data":"2014-03-01","valor":189956.0},{"data":"2014-04-01","valor":188987.0},{"data":"2014-05-01","valor":188062.0},{"data":"2014-06-01","valor":186543.0},{"data":"2014-07-01","valor":185282.0},{"data":"2014-08-01","valor":184581.0},{"data":"2014-09-01","valor":183918.0},{"data":"2014-10-01","valor":183601.0},{"data":"2014-11-01","valor":183564.0},{"data":"2014-12-01","valor":184141.0},{"data":"2015-01-01","valor":183827.0},{"data":"2015-02-01","valor":181852.0},{"data":"2015-03-01","valor":179642.0},{"data":"2015-04-01","valor":177576.0},{"data":"2015-05-01","valor":175475.0},{"data":"2015-06-01","valor":172941.0},{"data":"2015-07-01","valor":171005.0},{"data":"2015-08-01","valor":168621.0},{"data":"2015-09-01","valor":166845.0},{"data":"2015-10-01","valor":164938.0},{"data":"2015-11-01","valor":163073.0},{"data":"2015-12-01","valor":161116.0},{"data":"2016-01-01","valor":159957.0},{"data":"2016-02-01","valor":157328.0},{"data":"2016-03-01","valor":155467.0},{"data":"2016-04-01","valor":152926.0},{"data":"2016-05-01","valor":151019.0},{"data":"2016-06-01","valor":149043.0},{"data":"2016-07-01","valor":147767.0},{"data":"2016-08-01","valor":146405.0},{"data":"2016-09-01","valor":145387.0},{"data":"2016-10-01","valor":143938.0},{"data":"2016-11-01","valor":143553.0},{"data":"2016-12-01","valor":143590.0},{"data":"2017-01-01","valor":143661.0},{"data":"2017-02-01","valor":143710.0},{"data":"2017-03-01","valor":143032.0},{"data":"2017-04-01","valor":142676.0},{"data":"2017-05-01","valor":142535.0},{"data":"2017-06-01","valor":142786.0},{"data":"2017-07-01","valor":143061.0},{"data":"2017-08-01","valor":144210.0},{"data":"2017-09-01","valor":145043.0},{"data":"2017-10-01","valor":146134.0},{"data":"2017-11-01","valor":147899.0},{"data":"2017-12-01","valor":149869.0},{"data":"2018-01-01","valor":152349.0},{"data":"2018-02-01","valor":152193.0},{"data":"2018-03-01","valor":154022.0},{"data":"2018-04-01","valor":155556.0},{"data":"2018-05-01","valor":156850.0},{"data":"2018-06-01","valor":157675.0},{"data":"2018-07-01","valor":158832.0},{"data":"2018-08-01","valor":161170.0},{"data":"2018-09-01","valor":162820.0},{"data":"2018-10-01","valor":164856.0},{"data":"2018-11-01","valor":167579.0},{"data":"2018-12-01","valor":170287.0},{"data":"2019-01-01","valor":172914.0},{"data":"2019-02-01","valor":175044.0},{"data":"2019-03-01","valor":176740.0},{"data":"2019-04-01","valor":179073.0},{"data":"2019-05-01","valor":181727.0},{"data":"2019-06-01","valor":184080.0},{"data":"2019-07-01","valor":185810.0},{"data":"2019-08-01","valor":189657.0},{"data":"2019-09-01","valor":192489.0},{"data":"2019-10-01","valor":196124.0},{"data":"2019-11-01","valor":199841.0},{"data":"2019-12-01","valor":203586.0},{"data":"2020-01-01","valor":206975.0},{"data":"2020-02-01","valor":209001.0},{"data":"2020-03-01","valor":209310.0},{"data":"2020-04-01","valor":205933.0},{"data":"2020-05-01","valor":204541.0},{"data":"2020-06-01","valor":204654.0},{"data":"2020-07-01","valor":205769.0},{"data":"2020-08-01","valor":206750.0},{"data":"2020-09-01","valor":209224.0},{"data":"2020-10-01","valor":212218.0},{"data":"2020-11-01","valor":216058.0},{"data":"2020-12-01","valor":220279.0},{"data":"2021-01-01","valor":222021.0},{"data":"2021-02-01","valor":223984.0},{"data":"2021-03-01","valor":224298.0},{"data":"2021-04-01","valor":225432.0},{"data":"2021-05-01","valor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