{"slug":"credito-pessoas-fisicas","titulo":"Crédito a pessoas físicas (saldo)","descricao":"Saldo em final de período das operações de crédito contratadas no Sistema Financeiro Nacional. Inclui operações contratadas no segmento de crédito livre e no segmento de crédito direcionado. Série 20541 do SGS do Banco Central: Saldo da carteira de crédito - Pessoas físicas - Total.","orgao":"Banco Central do Brasil","produtor":"Banco Central do Brasil (Estatísticas monetárias e de crédito)","unidade":"R$ mi","freq":"mensal","fonte":"Banco Central do Brasil (Estatísticas monetárias e de crédito) — SGS, série 20541 (Crédito a pessoas físicas (saldo))","id":"bcb-sgs:20541","api":"https://api.bcb.gov.br/dados/serie/bcdata.sgs.20541/dados?formato=json","licenca_nome":"ODbL 1.0 (Portal de Dados Abertos do BCB)","licenca_url":"https://opendatacommons.org/licenses/odbl/1-0/","coletado_em":"2026-10-19","frase":"O saldo da carteira de crédito a pessoas físicas era de R$ 4,67 trilhões em agosto de 2026, segundo o Banco Central do Brasil (SGS, série 20541); um ano antes, em agosto de 2025, era de R$ 4,23 trilhões.","ultimo":{"data":"2026-08-01","valor":4670170.0},"url":"https://atlasmercados.com.br/indicador/credito-pessoas-fisicas","observacoes":[{"data":"2011-01-01","valor":785244.0},{"data":"2011-02-01","valor":793544.0},{"data":"2011-03-01","valor":800794.0},{"data":"2011-04-01","valor":811662.0},{"data":"2011-05-01","valor":825658.0},{"data":"2011-06-01","valor":838136.0},{"data":"2011-07-01","valor":849018.0},{"data":"2011-08-01","valor":869039.0},{"data":"2011-09-01","valor":881931.0},{"data":"2011-10-01","valor":893987.0},{"data":"2011-11-01","valor":908586.0},{"data":"2011-12-01","valor":921598.0},{"data":"2012-01-01","valor":934121.0},{"data":"2012-02-01","valor":941121.0},{"data":"2012-03-01","valor":953171.0},{"data":"2012-04-01","valor":964854.0},{"data":"2012-05-01","valor":980828.0},{"data":"2012-06-01","valor":994137.0},{"data":"2012-07-01","valor":1004184.0},{"data":"2012-08-01","valor":1022556.0},{"data":"2012-09-01","valor":1025645.0},{"data":"2012-10-01","valor":1041511.0},{"data":"2012-11-01","valor":1056237.0},{"data":"2012-12-01","valor":1076471.0},{"data":"2013-01-01","valor":1091383.0},{"data":"2013-02-01","valor":1097887.0},{"data":"2013-03-01","valor":1111142.0},{"data":"2013-04-01","valor":1128091.0},{"data":"2013-05-01","valor":1147287.0},{"data":"2013-06-01","valor":1163443.0},{"data":"2013-07-01","valor":1177347.0},{"data":"2013-08-01","valor":1193872.0},{"data":"2013-09-01","valor":1205858.0},{"data":"2013-10-01","valor":1215932.0},{"data":"2013-11-01","valor":1231489.0},{"data":"2013-12-01","valor":1248780.0},{"data":"2014-01-01","valor":1264312.0},{"data":"2014-02-01","valor":1269595.0},{"data":"2014-03-01","valor":1280968.0},{"data":"2014-04-01","valor":1293537.0},{"data":"2014-05-01","valor":1310538.0},{"data":"2014-06-01","valor":1324093.0},{"data":"2014-07-01","valor":1332357.0},{"data":"2014-08-01","valor":1347426.0},{"data":"2014-09-01","valor":1360278.0},{"data":"2014-10-01","valor":1377654.0},{"data":"2014-11-01","valor":1389826.0},{"data":"2014-12-01","valor":1415242.0},{"data":"2015-01-01","valor":1429389.0},{"data":"2015-02-01","valor":1433032.0},{"data":"2015-03-01","valor":1444396.0},{"data":"2015-04-01","valor":1451934.0},{"data":"2015-05-01","valor":1460513.0},{"data":"2015-06-01","valor":1468594.0},{"data":"2015-07-01","valor":1474065.0},{"data":"2015-08-01","valor":1485288.0},{"data":"2015-09-01","valor":1491765.0},{"data":"2015-10-01","valor":1495315.0},{"data":"2015-11-01","valor":1506927.0},{"data":"2015-12-01","valor":1517384.0},{"data":"2016-01-01","valor":1520633.0},{"data":"2016-02-01","valor":1521543.0},{"data":"2016-03-01","valor":1526320.0},{"data":"2016-04-01","valor":1525115.0},{"data":"2016-05-01","valor":1531794.0},{"data":"2016-06-01","valor":1535496.0},{"data":"2016-07-01","valor":1536902.0},{"data":"2016-08-01","valor":1545536.0},{"data":"2016-09-01","valor":1548943.0},{"data":"2016-10-01","valor":1546649.0},{"data":"2016-11-01","valor":1556985.0},{"data":"2016-12-01","valor":1567459.0},{"data":"2017-01-01","valor":1572865.0},{"data":"2017-02-01","valor":1573869.0},{"data":"2017-03-01","valor":1583060.0},{"data":"2017-04-01","valor":1584786.0},{"data":"2017-05-01","valor":1594997.0},{"data":"2017-06-01","valor":1602729.0},{"data":"2017-07-01","valor":1607453.0},{"data":"2017-08-01","valor":1619271.0},{"data":"2017-09-01","valor":1622920.0},{"data":"2017-10-01","valor":1635059.0},{"data":"2017-11-01","valor":1649750.0},{"data":"2017-12-01","valor":1658714.0},{"data":"2018-01-01","valor":1666801.0},{"data":"2018-02-01","valor":1665440.0},{"data":"2018-03-01","valor":1674850.0},{"data":"2018-04-01","valor":1685171.0},{"data":"2018-05-01","valor":1694157.0},{"data":"2018-06-01","valor":1702054.0},{"data":"2018-07-01","valor":1709381.0},{"data":"2018-08-01","valor":1727715.0},{"data":"2018-09-01","valor":1736442.0},{"data":"2018-10-01","valor":1755273.0},{"data":"2018-11-01","valor":1783344.0},{"data":"2018-12-01","valor":1801739.0},{"data":"2019-01-01","valor":1812785.0},{"data":"2019-02-01","valor":1822145.0},{"data":"2019-03-01","valor":1835214.0},{"data":"2019-04-01","valor":1851479.0},{"data":"2019-05-01","valor":1869587.0},{"data":"2019-06-01","valor":1881250.0},{"data":"2019-07-01","valor":1898176.0},{"data":"2019-08-01","valor":1920681.0},{"data":"2019-09-01","valor":1940168.0},{"data":"2019-10-01","valor":1963605.0},{"data":"2019-11-01","valor":1986910.0},{"data":"2019-12-01","valor":2015994.0},{"data":"2020-01-01","valor":2032571.0},{"data":"2020-02-01","valor":2041600.0},{"data":"2020-03-01","valor":2048038.0},{"data":"2020-04-01","valor":2028719.0},{"data":"2020-05-01","valor":2026822.0},{"data":"2020-06-01","valor":2040209.0},{"data":"2020-07-01","valor":2059494.0},{"data":"2020-08-01","valor":2091204.0},{"data":"2020-09-01","valor":2122170.0},{"data":"2020-10-01","valor":2158151.0},{"data":"2020-11-01","valor":2204823.0},{"data":"2020-12-01","valor":2239152.0},{"data":"2021-01-01","valor":2252298.0},{"data":"2021-02-01","valor":226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