{"slug":"credito-pessoal-nao-consignado","titulo":"Crédito pessoal não consignado (saldo)","descricao":"Saldo em final de período das operações de crédito contratadas com taxas de juros livremente pactuadas entre mutuários e instituições financeiras. Não inclui operações referenciadas em taxas regulamentadas, operações vinculadas a recursos do Banco Nacional de Desenvolvimento Econômico e Social (BNDES) ou quaisquer outras lastreadas em recursos compulsórios ou governamentais. Série 20574 do SGS do Banco Central: Saldo da carteira de crédito com recursos livres - Pessoas físicas - Crédito pessoal não consignado.","orgao":"Banco Central do Brasil","produtor":"Banco Central do Brasil (Estatísticas monetárias e de crédito)","unidade":"R$ mi","freq":"mensal","fonte":"Banco Central do Brasil (Estatísticas monetárias e de crédito) — SGS, série 20574 (Crédito pessoal não consignado (saldo))","id":"bcb-sgs:20574","api":"https://api.bcb.gov.br/dados/serie/bcdata.sgs.20574/dados?formato=json","licenca_nome":"ODbL 1.0 (Portal de Dados Abertos do BCB)","licenca_url":"https://opendatacommons.org/licenses/odbl/1-0/","coletado_em":"2026-10-19","frase":"O saldo da carteira de crédito em crédito pessoal não consignado era de R$ 399,8 bilhões em agosto de 2026, segundo o Banco Central do Brasil (SGS, série 20574); um ano antes, em agosto de 2025, era de R$ 369,2 bilhões.","ultimo":{"data":"2026-08-01","valor":399765.0},"url":"https://atlasmercados.com.br/indicador/credito-pessoal-nao-consignado","observacoes":[{"data":"2011-01-01","valor":65579.0},{"data":"2011-02-01","valor":66456.0},{"data":"2011-03-01","valor":67845.0},{"data":"2011-04-01","valor":69215.0},{"data":"2011-05-01","valor":70433.0},{"data":"2011-06-01","valor":72007.0},{"data":"2011-07-01","valor":72312.0},{"data":"2011-08-01","valor":73732.0},{"data":"2011-09-01","valor":75579.0},{"data":"2011-10-01","valor":76862.0},{"data":"2011-11-01","valor":78388.0},{"data":"2011-12-01","valor":79699.0},{"data":"2012-01-01","valor":80563.0},{"data":"2012-02-01","valor":81719.0},{"data":"2012-03-01","valor":82674.0},{"data":"2012-04-01","valor":83607.0},{"data":"2012-05-01","valor":85042.0},{"data":"2012-06-01","valor":85986.0},{"data":"2012-07-01","valor":86035.0},{"data":"2012-08-01","valor":86896.0},{"data":"2012-09-01","valor":88538.0},{"data":"2012-10-01","valor":89577.0},{"data":"2012-11-01","valor":90505.0},{"data":"2012-12-01","valor":89678.0},{"data":"2013-01-01","valor":90475.0},{"data":"2013-02-01","valor":91368.0},{"data":"2013-03-01","valor":92337.0},{"data":"2013-04-01","valor":93417.0},{"data":"2013-05-01","valor":94355.0},{"data":"2013-06-01","valor":95380.0},{"data":"2013-07-01","valor":95477.0},{"data":"2013-08-01","valor":96232.0},{"data":"2013-09-01","valor":97369.0},{"data":"2013-10-01","valor":98367.0},{"data":"2013-11-01","valor":99152.0},{"data":"2013-12-01","valor":97525.0},{"data":"2014-01-01","valor":98737.0},{"data":"2014-02-01","valor":99375.0},{"data":"2014-03-01","valor":100199.0},{"data":"2014-04-01","valor":101238.0},{"data":"2014-05-01","valor":102202.0},{"data":"2014-06-01","valor":102499.0},{"data":"2014-07-01","valor":102401.0},{"data":"2014-08-01","valor":103032.0},{"data":"2014-09-01","valor":103502.0},{"data":"2014-10-01","valor":103876.0},{"data":"2014-11-01","valor":103660.0},{"data":"2014-12-01","valor":102599.0},{"data":"2015-01-01","valor":103564.0},{"data":"2015-02-01","valor":104265.0},{"data":"2015-03-01","valor":105072.0},{"data":"2015-04-01","valor":106123.0},{"data":"2015-05-01","valor":106832.0},{"data":"2015-06-01","valor":107274.0},{"data":"2015-07-01","valor":107344.0},{"data":"2015-08-01","valor":107916.0},{"data":"2015-09-01","valor":108371.0},{"data":"2015-10-01","valor":108243.0},{"data":"2015-11-01","valor":108331.0},{"data":"2015-12-01","valor":107452.0},{"data":"2016-01-01","valor":107742.0},{"data":"2016-02-01","valor":107726.0},{"data":"2016-03-01","valor":108045.0},{"data":"2016-04-01","valor":109474.0},{"data":"2016-05-01","valor":109123.0},{"data":"2016-06-01","valor":107979.0},{"data":"2016-07-01","valor":107415.0},{"data":"2016-08-01","valor":106932.0},{"data":"2016-09-01","valor":106602.0},{"data":"2016-10-01","valor":105734.0},{"data":"2016-11-01","valor":105154.0},{"data":"2016-12-01","valor":101894.0},{"data":"2017-01-01","valor":101385.0},{"data":"2017-02-01","valor":101492.0},{"data":"2017-03-01","valor":102082.0},{"data":"2017-04-01","valor":102003.0},{"data":"2017-05-01","valor":103187.0},{"data":"2017-06-01","valor":103498.0},{"data":"2017-07-01","valor":103061.0},{"data":"2017-08-01","valor":103574.0},{"data":"2017-09-01","valor":103500.0},{"data":"2017-10-01","valor":103733.0},{"data":"2017-11-01","valor":104109.0},{"data":"2017-12-01","valor":101985.0},{"data":"2018-01-01","valor":102813.0},{"data":"2018-02-01","valor":103604.0},{"data":"2018-03-01","valor":105090.0},{"data":"2018-04-01","valor":105932.0},{"data":"2018-05-01","valor":107062.0},{"data":"2018-06-01","valor":108135.0},{"data":"2018-07-01","valor":108367.0},{"data":"2018-08-01","valor":109755.0},{"data":"2018-09-01","valor":109508.0},{"data":"2018-10-01","valor":111162.0},{"data":"2018-11-01","valor":112589.0},{"data":"2018-12-01","valor":113155.0},{"data":"2019-01-01","valor":115710.0},{"data":"2019-02-01","valor":117521.0},{"data":"2019-03-01","valor":119412.0},{"data":"2019-04-01","valor":121332.0},{"data":"2019-05-01","valor":124175.0},{"data":"2019-06-01","valor":125953.0},{"data":"2019-07-01","valor":126705.0},{"data":"2019-08-01","valor":127712.0},{"data":"2019-09-01","valor":128675.0},{"data":"2019-10-01","valor":130769.0},{"data":"2019-11-01","valor":132502.0},{"data":"2019-12-01","valor":132280.0},{"data":"2020-01-01","valor":135038.0},{"data":"2020-02-01","valor":136862.0},{"data":"2020-03-01","valor":137734.0},{"data":"2020-04-01","valor":138854.0},{"data":"2020-05-01","valor":138135.0},{"data":"2020-06-01","valor":137492.0},{"data":"2020-07-01","valor":138021.0},{"data":"2020-08-01","valor":138870.0},{"data":"2020-09-01","valor":141779.0},{"data":"2020-10-01","valor":145403.0},{"data":"2020-11-01","valor":146098.0},{"data":"2020-12-01","valor":150534.0},{"data":"2021-01-01","valor":153528.0},{"data":"2021-02-01","valor":157338.0},{"data":"2021-03-01","valor":162520.0},{"data":"2021-04-01","valor":166218.0},{"data":"2021-05-01","valor":169473.0},{"data":"202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