{"slug":"credito-imobiliario","titulo":"Financiamento imobiliário (saldo)","descricao":"Saldo em final de período das operações de crédito regulamentadas pelo Conselho Monetário Nacional (CMN) ou vinculados a recursos orçamentários. Refere-se aos financiamentos com destinação específica, vinculados à comprovação da aplicação dos recursos voltados para a produção e investimento de médio e longo prazos, tendo como fonte de recursos parte das captações de depósitos à vista e de caderneta de poupança, e fundos e programas públicos. Série 20612 do SGS do Banco Central: Saldo da carteira de crédito com recursos direcionados - Pessoas físicas - Financiamento imobiliário total.","orgao":"Banco Central do Brasil","produtor":"Banco Central do Brasil (Estatísticas monetárias e de crédito)","unidade":"R$ mi","freq":"mensal","fonte":"Banco Central do Brasil (Estatísticas monetárias e de crédito) — SGS, série 20612 (Financiamento imobiliário (saldo))","id":"bcb-sgs:20612","api":"https://api.bcb.gov.br/dados/serie/bcdata.sgs.20612/dados?formato=json","licenca_nome":"ODbL 1.0 (Portal de Dados Abertos do BCB)","licenca_url":"https://opendatacommons.org/licenses/odbl/1-0/","coletado_em":"2026-10-19","frase":"O saldo da carteira de crédito em financiamento imobiliário a pessoas físicas era de R$ 1,43 trilhão em agosto de 2026, segundo o Banco Central do Brasil (SGS, série 20612); um ano antes, em agosto de 2025, era de R$ 1,26 trilhão.","ultimo":{"data":"2026-08-01","valor":1430825.0},"url":"https://atlasmercados.com.br/indicador/credito-imobiliario","observacoes":[{"data":"2011-01-01","valor":134785.0},{"data":"2011-02-01","valor":138697.0},{"data":"2011-03-01","valor":142455.0},{"data":"2011-04-01","valor":145661.0},{"data":"2011-05-01","valor":150984.0},{"data":"2011-06-01","valor":156575.0},{"data":"2011-07-01","valor":162388.0},{"data":"2011-08-01","valor":171792.0},{"data":"2011-09-01","valor":175537.0},{"data":"2011-10-01","valor":180111.0},{"data":"2011-11-01","valor":185538.0},{"data":"2011-12-01","valor":190155.0},{"data":"2012-01-01","valor":195229.0},{"data":"2012-02-01","valor":199346.0},{"data":"2012-03-01","valor":205351.0},{"data":"2012-04-01","valor":210170.0},{"data":"2012-05-01","valor":215380.0},{"data":"2012-06-01","valor":221440.0},{"data":"2012-07-01","valor":227332.0},{"data":"2012-08-01","valor":234454.0},{"data":"2012-09-01","valor":237809.0},{"data":"2012-10-01","valor":244263.0},{"data":"2012-11-01","valor":250325.0},{"data":"2012-12-01","valor":257083.0},{"data":"2013-01-01","valor":263172.0},{"data":"2013-02-01","valor":268516.0},{"data":"2013-03-01","valor":275996.0},{"data":"2013-04-01","valor":283580.0},{"data":"2013-05-01","valor":292042.0},{"data":"2013-06-01","valor":300962.0},{"data":"2013-07-01","valor":309231.0},{"data":"2013-08-01","valor":317820.0},{"data":"2013-09-01","valor":322543.0},{"data":"2013-10-01","valor":325399.0},{"data":"2013-11-01","valor":333017.0},{"data":"2013-12-01","valor":340707.0},{"data":"2014-01-01","valor":347394.0},{"data":"2014-02-01","valor":354727.0},{"data":"2014-03-01","valor":361344.0},{"data":"2014-04-01","valor":368630.0},{"data":"2014-05-01","valor":377971.0},{"data":"2014-06-01","valor":386395.0},{"data":"2014-07-01","valor":395295.0},{"data":"2014-08-01","valor":403780.0},{"data":"2014-09-01","valor":410128.0},{"data":"2014-10-01","valor":419472.0},{"data":"2014-11-01","valor":427842.0},{"data":"2014-12-01","valor":437006.0},{"data":"2015-01-01","valor":445173.0},{"data":"2015-02-01","valor":450448.0},{"data":"2015-03-01","valor":457699.0},{"data":"2015-04-01","valor":465745.0},{"data":"2015-05-01","valor":470953.0},{"data":"2015-06-01","valor":476358.0},{"data":"2015-07-01","valor":482225.0},{"data":"2015-08-01","valor":487490.0},{"data":"2015-09-01","valor":491917.0},{"data":"2015-10-01","valor":496447.0},{"data":"2015-11-01","valor":500687.0},{"data":"2015-12-01","valor":505303.0},{"data":"2016-01-01","valor":508432.0},{"data":"2016-02-01","valor":510799.0},{"data":"2016-03-01","valor":514896.0},{"data":"2016-04-01","valor":515541.0},{"data":"2016-05-01","valor":518805.0},{"data":"2016-06-01","valor":522514.0},{"data":"2016-07-01","valor":526714.0},{"data":"2016-08-01","valor":530797.0},{"data":"2016-09-01","valor":534190.0},{"data":"2016-10-01","valor":530897.0},{"data":"2016-11-01","valor":534592.0},{"data":"2016-12-01","valor":540012.0},{"data":"2017-01-01","valor":542372.0},{"data":"2017-02-01","valor":545300.0},{"data":"2017-03-01","valor":547899.0},{"data":"2017-04-01","valor":550884.0},{"data":"2017-05-01","valor":553887.0},{"data":"2017-06-01","valor":557363.0},{"data":"2017-07-01","valor":561086.0},{"data":"2017-08-01","valor":564177.0},{"data":"2017-09-01","valor":566105.0},{"data":"2017-10-01","valor":567428.0},{"data":"2017-11-01","valor":569375.0},{"data":"2017-12-01","valor":571016.0},{"data":"2018-01-01","valor":571142.0},{"data":"2018-02-01","valor":572645.0},{"data":"2018-03-01","valor":574804.0},{"data":"2018-04-01","valor":576886.0},{"data":"2018-05-01","valor":579145.0},{"data":"2018-06-01","valor":581956.0},{"data":"2018-07-01","valor":583772.0},{"data":"2018-08-01","valor":584965.0},{"data":"2018-09-01","valor":589954.0},{"data":"2018-10-01","valor":592611.0},{"data":"2018-11-01","valor":595382.0},{"data":"2018-12-01","valor":598331.0},{"data":"2019-01-01","valor":598348.0},{"data":"2019-02-01","valor":602171.0},{"data":"2019-03-01","valor":605213.0},{"data":"2019-04-01","valor":607564.0},{"data":"2019-05-01","valor":610527.0},{"data":"2019-06-01","valor":614880.0},{"data":"2019-07-01","valor":618102.0},{"data":"2019-08-01","valor":620225.0},{"data":"2019-09-01","valor":624421.0},{"data":"2019-10-01","valor":629061.0},{"data":"2019-11-01","valor":633599.0},{"data":"2019-12-01","valor":638138.0},{"data":"2020-01-01","valor":640356.0},{"data":"2020-02-01","valor":643191.0},{"data":"2020-03-01","valor":647763.0},{"data":"2020-04-01","valor":653820.0},{"data":"2020-05-01","valor":660112.0},{"data":"2020-06-01","valor":667005.0},{"data":"2020-07-01","valor":674164.0},{"data":"2020-08-01","valor":682347.0},{"data":"2020-09-01","valor":689897.0},{"data":"2020-10-01","valor":697502.0},{"data":"2020-11-01","valor":705340.0},{"data":"2020-12-01","valor":713536.0},{"data":"2021-01-01","valor":718184.0},{"data":"2021-02-01","valor":724472.0},{"data":"2021-03-01","valor":732879.0},{"data":"2021-04-01","valor":741132.0},{"data":"2021-05-01","v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