{"slug":"credito-cartao","titulo":"Cartão de crédito (saldo)","descricao":"Saldo em final de período das operações de crédito contratadas com taxas de juros livremente pactuadas entre mutuários e instituições financeiras. Não inclui operações referenciadas em taxas regulamentadas, operações vinculadas a recursos do Banco Nacional de Desenvolvimento Econômico e Social (BNDES) ou quaisquer outras lastreadas em recursos compulsórios ou governamentais. Série 20590 do SGS do Banco Central: Saldo da carteira de crédito com recursos livres - Pessoas físicas - Cartão de crédito total.","orgao":"Banco Central do Brasil","produtor":"Banco Central do Brasil (Estatísticas monetárias e de crédito)","unidade":"R$ mi","freq":"mensal","fonte":"Banco Central do Brasil (Estatísticas monetárias e de crédito) — SGS, série 20590 (Cartão de crédito (saldo))","id":"bcb-sgs:20590","api":"https://api.bcb.gov.br/dados/serie/bcdata.sgs.20590/dados?formato=json","licenca_nome":"ODbL 1.0 (Portal de Dados Abertos do BCB)","licenca_url":"https://opendatacommons.org/licenses/odbl/1-0/","coletado_em":"2026-10-19","frase":"O saldo da carteira de crédito em cartão de crédito de pessoas físicas era de R$ 740,4 bilhões em agosto de 2026, segundo o Banco Central do Brasil (SGS, série 20590); um ano antes, em agosto de 2025, era de R$ 654,3 bilhões.","ultimo":{"data":"2026-08-01","valor":740378.0},"url":"https://atlasmercados.com.br/indicador/credito-cartao","observacoes":[{"data":"2011-01-01","valor":99076.0},{"data":"2011-02-01","valor":97506.0},{"data":"2011-03-01","valor":97502.0},{"data":"2011-04-01","valor":98146.0},{"data":"2011-05-01","valor":100054.0},{"data":"2011-06-01","valor":100518.0},{"data":"2011-07-01","valor":101791.0},{"data":"2011-08-01","valor":103553.0},{"data":"2011-09-01","valor":104059.0},{"data":"2011-10-01","valor":105203.0},{"data":"2011-11-01","valor":108797.0},{"data":"2011-12-01","valor":114120.0},{"data":"2012-01-01","valor":113170.0},{"data":"2012-02-01","valor":110074.0},{"data":"2012-03-01","valor":110460.0},{"data":"2012-04-01","valor":111247.0},{"data":"2012-05-01","valor":114464.0},{"data":"2012-06-01","valor":114131.0},{"data":"2012-07-01","valor":115748.0},{"data":"2012-08-01","valor":115955.0},{"data":"2012-09-01","valor":114936.0},{"data":"2012-10-01","valor":117291.0},{"data":"2012-11-01","valor":119549.0},{"data":"2012-12-01","valor":126732.0},{"data":"2013-01-01","valor":126469.0},{"data":"2013-02-01","valor":122340.0},{"data":"2013-03-01","valor":122418.0},{"data":"2013-04-01","valor":124101.0},{"data":"2013-05-01","valor":126963.0},{"data":"2013-06-01","valor":125891.0},{"data":"2013-07-01","valor":129676.0},{"data":"2013-08-01","valor":130239.0},{"data":"2013-09-01","valor":131773.0},{"data":"2013-10-01","valor":134025.0},{"data":"2013-11-01","valor":135586.0},{"data":"2013-12-01","valor":144993.0},{"data":"2014-01-01","valor":144326.0},{"data":"2014-02-01","valor":140107.0},{"data":"2014-03-01","valor":142035.0},{"data":"2014-04-01","valor":141758.0},{"data":"2014-05-01","valor":144031.0},{"data":"2014-06-01","valor":144682.0},{"data":"2014-07-01","valor":145514.0},{"data":"2014-08-01","valor":145906.0},{"data":"2014-09-01","valor":147989.0},{"data":"2014-10-01","valor":150551.0},{"data":"2014-11-01","valor":150526.0},{"data":"2014-12-01","valor":161378.0},{"data":"2015-01-01","valor":161192.0},{"data":"2015-02-01","valor":155772.0},{"data":"2015-03-01","valor":156353.0},{"data":"2015-04-01","valor":155167.0},{"data":"2015-05-01","valor":157396.0},{"data":"2015-06-01","valor":158261.0},{"data":"2015-07-01","valor":159869.0},{"data":"2015-08-01","valor":160480.0},{"data":"2015-09-01","valor":159001.0},{"data":"2015-10-01","valor":160471.0},{"data":"2015-11-01","valor":166916.0},{"data":"2015-12-01","valor":173690.0},{"data":"2016-01-01","valor":170086.0},{"data":"2016-02-01","valor":167278.0},{"data":"2016-03-01","valor":166555.0},{"data":"2016-04-01","valor":164334.0},{"data":"2016-05-01","valor":168738.0},{"data":"2016-06-01","valor":169705.0},{"data":"2016-07-01","valor":170347.0},{"data":"2016-08-01","valor":174449.0},{"data":"2016-09-01","valor":173648.0},{"data":"2016-10-01","valor":176013.0},{"data":"2016-11-01","valor":181468.0},{"data":"2016-12-01","valor":186442.0},{"data":"2017-01-01","valor":184902.0},{"data":"2017-02-01","valor":180345.0},{"data":"2017-03-01","valor":181624.0},{"data":"2017-04-01","valor":178860.0},{"data":"2017-05-01","valor":183470.0},{"data":"2017-06-01","valor":183945.0},{"data":"2017-07-01","valor":188315.0},{"data":"2017-08-01","valor":189071.0},{"data":"2017-09-01","valor":187531.0},{"data":"2017-10-01","valor":191925.0},{"data":"2017-11-01","valor":199901.0},{"data":"2017-12-01","valor":205099.0},{"data":"2018-01-01","valor":204203.0},{"data":"2018-02-01","valor":197270.0},{"data":"2018-03-01","valor":198042.0},{"data":"2018-04-01","valor":200772.0},{"data":"2018-05-01","valor":203498.0},{"data":"2018-06-01","valor":203018.0},{"data":"2018-07-01","valor":207605.0},{"data":"2018-08-01","valor":211036.0},{"data":"2018-09-01","valor":207594.0},{"data":"2018-10-01","valor":213552.0},{"data":"2018-11-01","valor":228904.0},{"data":"2018-12-01","valor":237742.0},{"data":"2019-01-01","valor":237489.0},{"data":"2019-02-01","valor":231561.0},{"data":"2019-03-01","valor":232907.0},{"data":"2019-04-01","valor":236728.0},{"data":"2019-05-01","valor":242805.0},{"data":"2019-06-01","valor":241462.0},{"data":"2019-07-01","valor":250200.0},{"data":"2019-08-01","valor":253774.0},{"data":"2019-09-01","valor":256056.0},{"data":"2019-10-01","valor":260702.0},{"data":"2019-11-01","valor":267446.0},{"data":"2019-12-01","valor":280473.0},{"data":"2020-01-01","valor":277750.0},{"data":"2020-02-01","valor":270656.0},{"data":"2020-03-01","valor":261852.0},{"data":"2020-04-01","valor":236889.0},{"data":"2020-05-01","valor":232114.0},{"data":"2020-06-01","valor":235498.0},{"data":"2020-07-01","valor":242362.0},{"data":"2020-08-01","valor":248836.0},{"data":"2020-09-01","valor":255334.0},{"data":"2020-10-01","valor":260458.0},{"data":"2020-11-01","valor":277840.0},{"data":"2020-12-01","valor":284091.0},{"data":"2021-01-01","valor":277281.0},{"data":"2021-02-01","valor":273938.0},{"data":"2021-03-01","valor":275602.0},{"data":"2021-04-01","valor":278001.0},{"data":"2021-05-01","valor":2925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